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Job Details

Locations
MI - Grand Rapids
Job ID
30486

Description and Requirements

General Description: Assess risks of a less complex nature, develop, and negotiate premiums. Manage relationships with brokers and carriers. Provide appropriate insurance product to clients. Generate profit in accordance with company goals.

Responsibilities: 
  • Under general supervision, review insurance policy applications. Includes review for completeness, accuracy, and acceptability of risks.  
  • Obtain supplementary information as needed to underwrite policy.  
  • Determine the desirability of accepting or rejecting risks within program guidelines.
  • Coordinate risk assessment with Underwriting team.  
  • Underwrite and price exposures in accordance with filed and approved program rate levels and guidelines. Bring policy to completion with recommending and binding coverage, invoicing, and policy issuance. 
  • Identify the need, order, and evaluate additional risk assessment information.
  • Communicate with agents to obtain supplemental underwriting information as needed.
  • May issue policies and endorsement accurately and update Agency logs.
  • Analyze and rate endorsement requests.
  • Issue and track conditional/non-renewal notices and cancellations. Adhere to regulatory compliance.
  • Maintain knowledge of policy terms and endorsements.
  • May require some travel for educational development or client relationship building.

Knowledge, Skills and Abilities:
  • 2 years underwriting assistant or rating experience. 
  • High school diploma or equivalent required.
  • For direct client service/underwriting, Property & Casualty and/or appropriate business licensure is required.
  • Broad knowledge of insurance industry.  
  • Ability to negotiate with strong mathematical skills. 
  • Strong written and verbal communication skills.
  • Working knowledge of Microsoft Office suite of products.
  • Proficiency in utilizing company systems.
  • Strong organizational skills with attention to detail and accuracy.  
  • Research skills required to troubleshoot customer problems. 
  • Ability to travel 5% of the time.

USI is committed to providing a full-suite of competitive benefits for our growing population and its diverse needs. We offer a wide range of health, welfare and financial benefits including medical, wellness, dental and vision, 401(k), flexible spending and health savings accounts, short and long-term disability, life insurance and other unique employer-sponsored and voluntary programs. USI also offers a generous paid time off policy, paid family leave benefit as well as paid holiday time.