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Underwriter I


GA - Carrollton

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General Description:  Assess risks of a less complex nature, develop and negotiate premium. Manage relationships with brokers and carriers in order to provide the appropriate insurance product to clients and generate profit in accordance with company goals.


·       Under general supervision, review insurance policy applications for completeness, accuracy and acceptability of risks. 

·       Obtain supplementary information as needed to underwrite policy. 

·       Determine the desirability of accepting or rejecting risks within program guidelines.

·       May coordinate risk assessment with Underwriting team. 

·       Underwrite and price exposures in accordance with filed and approved program rate levels and guidelines, as well as taking policy to completion with recommending and binding coverage, invoicing, and policy issuance.

·       Identifies the need, orders, and evaluates additional risk assessment information.

·       Communicates with agents to obtain supplemental underwriting information as needed.

·       May issue policies and endorsement accurately and update Agency logs.

·       Analyze and rate endorsement requests.

·       Issue and track conditional/non-renewal notices and cancellations – adhering to regulatory compliance.

·       Maintain knowledge of policy terms and endorsements.

·       May require some travel for educational development or client relationship building

·       Perform other job duties as assigned and participate in special projects as required.

Knowledge, Skills and Abilities:

·       High school diploma or equivalent required.

·       Knowledge of insurance industry; two years underwriting assistant or rating experience.

·       Good negotiating, written and verbal communication skills.

·       Good math skills.

·       Proficient in MS Office suite of products.

·       Proficiency in utilizing company systems.

·       Must have strong organizational skills with strong attention to detail and accuracy. 

·       Research skills required to trouble shoot customer problems.

·       Ability to travel 5% of the time

USI is committed to providing a full-suite of competitive benefits for our growing population and its diverse needs. We offer a wide range of health, welfare and financial benefits including medical, wellness, dental and vision, 401(k), flexible spending and health savings accounts, short and long-term disability, life insurance and other unique employer-sponsored and voluntary programs. USI also offers a generous paid time off policy, paid family leave benefit as well as paid holiday time.

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Notice to Recruiters and Agencies regarding unsolicited resumes or candidate submissions without prior express written approval.
Resumes submitted or candidates referred to USI Insurance Services by any external recruiter or recruitment agency by any means (including but not limited to via Internet, e-mail, fax, U.S. mail and/or verbal communications) without a properly executed written contract for a specified position by an authorized member of the Talent Acquisition team become the property of USI Insurance Services. The Company will not be responsible for, or owe any fees associated with, referrals of those candidates and/or for submission of any information, including resumes, associated with individuals.

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