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Job Details

Locations
TX - Houston
Job ID
31040

Description and Requirements

General Description: Manage a team of insurance underwriters. Assess large risks of a complex nature. Oversight of underwriters to develop and negotiate premiums. Manage relationships with brokers and carriers. Provide appropriate insurance products to clients. Generate profit in accordance with company goals.

Responsibilities: 
  • Accountable for full-cycle recruitment, management, and development of assigned team. Includes providing guidance, training, and performance management. 
  • Identify, plan, and resolve routine department coverage and workload issues. 
  • Underwrite and analyze new and renewal accounts for the most complex assignments.
  • Serve as a subject matter expertise to review insurance policy.
  • Assess the risk to determine the appropriate price, coverage, and terms and conditions. Bring policy to completion with recommending and binding coverage, invoicing, and policy issuance. 
  • Identify the need, order, and evaluate additional risk assessment information.
  • Underwrite within defined broad limits and authority.  
  • Establish underwriting policy and procedures.  
  • Develop and maintain working relationships with agencies. Communicate effectively through broker negotiations to ensure new business flow and profitable production.  
  • Communicate with agents to obtain supplemental underwriting information.
  • Analyze and rate endorsement requests.
  • Recommend authority levels for underwriting staff and amendments/enhancements to applicable program. Includes coverage, policy forms, premium rate plans and underwriting guidelines, loss control guidelines, and distribution. 
  • Collaborate with internal departments to execute agreed program strategy and identification of program opportunities. 
  • Engage in professional development. Includes relevant industry and organizational education and training. 
  • Require travel for client relationship building, key client/carrier meetings, educational development, and employee meetings. 

Knowledge, Skills and Abilities:
  • 7+ years of underwriting experience. Includes 2+ years of supervisory experience. 
  • High school diploma or equivalent required.
  • For direct client service/underwriting, Property & Casualty and/or appropriate business licensure is required. 
  • Ability to manage a team effectively. 
  • Broad and deep knowledge of insurance industry market and appetite. 
  • Ability to establish product risk factors including proper risk exposure and compliance with state departments of insurance.  
  • Ability to effectively identify insurance product needs in the marketplace. 
  • Ability to negotiate and strong mathematical skills. 
  • Strong written, verbal, and interpersonal communication skills.
  • Working knowledge of Microsoft Office suite of products.  
  • Proficiency in utilizing company systems.
  • Strong organizational and analytical skills with attention to detail and accuracy.  
  • Ability to travel 25% of the time.

USI is committed to providing a full-suite of competitive benefits for our growing population and its diverse needs. We offer a wide range of health, welfare and financial benefits including medical, wellness, dental and vision, 401(k), flexible spending and health savings accounts, short and long-term disability, life insurance and other unique employer-sponsored and voluntary programs. USI also offers a generous paid time off policy, paid family leave benefit as well as paid holiday time.