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Casualty Consultant

Location:

TX - Houston

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USI is one of the largest insurance brokerage and consulting firms in the world. Something special is happening here with our more than 8,000 associates across the U.S. and abroad – and we invite you to learn more.

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The USI ONE Advantage® allows USI to deliver unique solutions to our clients. This value proposition provides unmatched growth and opportunity for our associates and, at its core, represents a significant investment in our people.

Unique Employee Programs and Deep Community Engagement

We turn care into action with our award-winning wellness program, college scholarships for associates' children, and financial help in times of need. Our annual community service initiative engages associates in hands-on regional service projects helping hundreds of thousands of people each year.

Industry-Leading Associate Rewards and Recognition

In addition to competitive pay, incentives, and benefits, USI recognizes associates through our Summit Awards program, rewarding excellence in those who build our brand each day.

Committed to a Diverse and Inclusive Work Environment  
USI values diversity and is dedicated to ensuring a fair, diverse, and inclusive work environment for all. Our diversity and inclusion program, "I'm With U," advances these initiatives to champion our team members and the communities we serve.

Nationally Recognized as a Top Insurance Workplace

USI has been recognized as one of:

  • The Top Insurance Employers by Insurance Business America four years in a row (2018-2021).
  • Business Insurance's 2021 list of Best Places to Work in Insurance for the second year in a row. 
  • Forbes Best Large Employers in America (2018-2019). 
  • Ranked as one of Forbes Best Large Employers in America (2018-2019).

General Description:  

Technical casualty specialist who assists account placement and service. Collaborates with  colleagues on complex matters such as comparative policy wording analysis, loss responsive programs,  collateral negotiations and benchmarking program cost components, and captive insurance.  Utilizes USI and third-party analysis models to perform analytical functions. Presents findings to clients and prospects.


Responsibilities:

  • Prepares and interprets casualty analysis
  • Creates and explains output for ModMaster / Loss Forecaster / Advisen Benchmarking
  • Reviews insurance programs (coverage, limits, deductibles, retentions, classifications, et al.), recommend improvements, analyze data, and negotiate policy terms and conditions.
  • Negotiates with underwriters regarding coverage terms, conditions and pricing on new and renewal accounts
  • Presents findings and proposals to existing and prospective clients
  • Develops business relationships with retail producers and insurance markets
  • Determines and communicates financial impact
  • Creates quarterly/semi-annual/annual production of analysis deliverables as required for each account
  • Creates and explains Total Cost of Risk (TCOR) to clients
  • Deep understanding of our claim and loss control capabilities
  • Develops of new products / ideas / processes
  • Promotes and enhances the reputation of USI with carriers and prospects
  • Understands contractual risk transfer, hold harmless and indemnification provisions, and anti-indemnification statutes
  • Assists producers in the sales process using Omni Solutions, writing casualty proposals 
  • Promotes and enhances the overall reputation of USI with carriers and prospects


Key Skill Requirements

  • Business acumen – Understands the business issues faced within various industry verticals
  • Financial Agility – Turns data into information quickly using an intuitive sense for numbers
  • Skillful Negotiation – Uses persuasion in tough situations, wins concessions without damaging relationships
  • Confident presentation – Speaks clearly and concisely in client and prospect meetings


Knowledge, Skills, qualities and Abilities:

  • Five or more years of experience in insurance brokering and / or underwriting, with technical experience in the Casualty segment
  • Strong knowledge of property / casualty underwriting, coverages and conditions
  • Ability to compose clear, concise, grammatically correct communications
  • Strong skills in Microsoft Excel and Word
  • Ability to prioritize, manage and process workflow in a timely manner
  • Must be detail oriented
  • Willingness to commit to a continuing education program and maintain a professional designation (CISR, CIC, CPCU, ARM, etc.)
  • Captive insurance knowledge
  • Maintaining a valid state insurance license
  • A bachelor’s degree is required


Physical Demands:

Work is performed in a climate controlled office environment with minimal noise and limited to no exposure to chemicals or toxins.  Employees operate office equipment including; telephone - headset, Computer, computer monitors, keyboard, mouse, copier, scanner and mail machine.  Physical tasks of job include; walking, sitting, standing and bending.


Analysis of Physical Demands:

  • Constantly (over 66% of time) work performed requires employees to use repetitive hand motions such as typing, using a keyboard, and sitting at a desk.
  • Frequently (34%-66% of time) work performed requires employees to handle and grasp things, walk on normal surfaces, stand and bend. 
  • Occasionally (1%-33% of time) work performed requires employees to drive to client appointments, have repetitive foot movements, walk on uneven or slippery surfaces to and from work and occasionally reach outward to grab things and bend.
  • Rarely  (< than 1 hour per week) work performed  requires Lifting/Carrying  items that range from 10-50lbs, pushing/pulling  items that range from 10-50lbs,  twisting/ turning including reaching over shoulder or above head , kneeling or squatting.

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USI is committed to providing a full-suite of competitive benefits for our growing population and its diverse needs. We offer a wide range of health, welfare and financial benefits including medical, wellness, dental and vision, 401(k), flexible spending and health savings accounts, short and long-term disability, life insurance and other unique employer-sponsored and voluntary programs. USI also offers a generous paid time off policy, paid family leave benefit as well as paid holiday time.


Job ID:

24317

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Notice to Recruiters and Agencies regarding unsolicited resumes or candidate submissions without prior express written approval.
Resumes submitted or candidates referred to USI Insurance Services by any external recruiter or recruitment agency by any means (including but not limited to via Internet, e-mail, fax, U.S. mail and/or verbal communications) without a properly executed written contract for a specified position by an authorized member of the Talent Acquisition team become the property of USI Insurance Services. The Company will not be responsible for, or owe any fees associated with, referrals of those candidates and/or for submission of any information, including resumes, associated with individuals.

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