CL Property Analyst
Location:
MD - Hunt Valley, PA - Blue Bell, PA - Pittsburgh, VA - Falls Church, VA - Glen Allen, VA - Norfolk, WV - Charleston
Apply nowGeneral Description: Provide placement and analytical support to clients and members of USI’s Commercial Lines Account Management and Sales Executive teams. Analyze, design, market, price and place property risks. Make fact-based recommendations to clients to solve their most complex insurance issues.
Responsibilities:
- Work with Senior Property Analyst and other Technical Resource team members to review clients property program design, including structure, coverage, limits, deductibles, retention and pricing. Benchmark and make recommendations for improvement.
- Review clients' risk modeling and existing insurance policies and make recommendations for improvement.
- Assess clients’ contractual liabilities and alignment with their insurance policies and make recommendations for improvement.
- Recognize trends and create client-facing summaries modeling policy options.
- Participate and contribute meaningful ideas and solutions in team "Huddles" both for existing and prospective clients.
- Support Sales Executives in providing analysis and proposals for prospective clients.
- Assess and explain clients’ total cost of risk. Assess and explain clients’ risk profile using analytical models and resources (i.e.CAT modeling, COPE, Building Valuation, Business Income).
- Assess and communicate financial impact of policy and funding options.
- Price client risks for use in policy placement and negotiation. Complete full pre-underwriting review.
- Negotiate underwriting terms, conditions, and pricing with carrier underwriting partners on behalf of clients.
- Develop strong business relationships with external carrier partners (domestic and overseas) and internal Sales Executives and Account Management teams.
- Collaborate with claims and risk control team to develop new loss control strategies, ideas and processes.
- Promote and enhance reputation of USI with carriers and prospects.
Knowledge, Skills and Abilities:
· 3-5 years in a Commercial Lines agency with underwriting and technical experience. Bachelor’s degree strongly preferred.
· Must hold or be willing to earn Property & Casualty insurance license.
· Industry designation such as ARM, CIC, CPCU preferred
· Technical knowledge of commercial insurance. Experience managing and driving results for upper-middle and large-market accounts preferred.
· Strong business, negotiation, and data interpretation skills.
· Effective written and verbal communication skills.
· Comfortable with internet-based programs and Microsoft Office products.
· Knowledge of Sagitta / ImageRight preferred, but not required.
· Willingness to travel 25% to 30% of the time.
#LI-BK1
#LI-Hybrid
- Recognized as one of Insurance Business America’s Top Insurance Employers for six consecutive years (2018-2023).
- Named to Business Insurance’s annual list of the Best Places to Work in Insurance four years in a row (2020-2023).
- Recipient of the American Heart Association’s Gold Status for a maintaining a culture of health and well-being five years in a row (2018-2022).
- Visit our Awards and Accolades page for a complete list of industry awards and recognitions!
USI is committed to providing a full-suite of competitive benefits for our growing population and its diverse needs. We offer a wide range of health, welfare and financial benefits including medical, wellness, dental and vision, 401(k), flexible spending and health savings accounts, short and long-term disability, life insurance and other unique employer-sponsored and voluntary programs. USI also offers a generous paid time off policy, paid family leave benefit as well as paid holiday time.
Job ID: