Commercial Lines Casualty Consultant - Florida
Location:
FL - Coral Gables, FL - Fort Lauderdale, FL - Jacksonville, FL - Orlando, FL - Tampa, GA - Atlanta
Apply nowGeneral Description: Provide highly technical support to clients and members of Commercial Lines Account Management and Sales Executive teams. Analyze, design, market, price, and place risks. Make fact-based recommendations to clients to solve their insurance issues.
Responsibilities:
- Review client program design, including risk financing, coverage, limits, retention, deductible and classification.
- Assess and explain clients’ total cost of risk (TCOR) and risk profile using models and resources.
- Analyze, design and price client risks internally for use in policy placement and negotiation. May complete full pre-underwriting analysis.
- Negotiate underwriting terms coverage and pricing with carrier underwriting partners on behalf of clients.
- Develop strong business relationships with external carrier partners and internal Sales and Account Management teams.
- Prepare and interpret casualty analytics and models. Work closely with USI claims and risk control team to assess and mitigate client risk.
- Participate in the development of department policies on a national and local basis.
- May review clients' data and existing insurance policies and make recommendations for improvement.
- May assess clients’ contractual liabilities and alignment with their insurance policies and make recommendations for improvement.
- Mentor and coach junior staff members.
Knowledge, Skills and Abilities:
- 2-3 years in a commercial lines agency with underwriting and technical experience.
- Bachelor’s degree strongly preferred.
- Must hold or be willing to earn Property & Casualty insurance license.
- Industry designation such as ARM, CIC, CPCU preferred
- Deep, technical knowledge of commercial insurance.
- Strong business, negotiation, and data interpretation skills.
- Effective written and verbal communication skills.
- Comfortable with internet-based programs and Microsoft Office products.
- Knowledge of Sagitta/ImageRight preferred.
- Recognized as one of Insurance Business America’s Top Insurance Employers for six consecutive years (2018-2023).
- Named to Business Insurance’s annual list of the Best Places to Work in Insurance four years in a row (2020-2023).
- Recipient of the American Heart Association’s Gold Status for a maintaining a culture of health and well-being five years in a row (2018-2022).
- Visit our Awards and Accolades page for a complete list of industry awards and recognitions!
USI is committed to providing a full-suite of competitive benefits for our growing population and its diverse needs. We offer a wide range of health, welfare and financial benefits including medical, wellness, dental and vision, 401(k), flexible spending and health savings accounts, short and long-term disability, life insurance and other unique employer-sponsored and voluntary programs. USI also offers a generous paid time off policy, paid family leave benefit as well as paid holiday time.
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